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How To Realistically Set Your Fees - Part 4Allowing 5% for bad debts may seem high, however, keep in mind the present state of the economy and remember this figure can be adjusted as the economic conditions change. Today, it is not unusual for businesses to take longer to pay invoices then they did a couple of years ago. Most businesses expect to pay late fees for overdue invoices, however determining how much to charge and whether or not you are meeting the various legalities involved can be time consuming. It may be easier to add a percentage to your overall fees to offset bad debt. [More] | Are You Profiting From O.P.P.?You're confused by all the get rich quick scams you see all around you. You can't pick up a newspaper or get on the web without falling over an ad telling you that yes, you too, can be a millionaire by next Tuesday if you just buy my Secret Formula. You'd happily make the investment of time, money and energy, if only you could find a business that was legitimate. You're smart enough to know that any business worth having takes effort and requires time to grow. [More] | Property Investment: Spoiled for Choice in Europe's Emerging Markets!Investing in European emerging property markets brings the risk that comes with investing in any new territory. However, for those daring enough to take the risk, the returns are far higher than those achieved by investing in the more traditional markets such as France or Spain. Take Romania as an example. Moving into a markets such as Romania now would require a great deal of courage, particularly when the country is still battling organised crime and negative world opinion, but the chances are that ten years down the road, Romania's small Black Sea coastline will take off in much the same way as Bulgaria's has over the past five years. The rewards are always greater for those brave enough to go in early. [More] |
The pros and cons of ethical investing
Many investors shudder at the prospect of investing in companies that produce weapons of destruction or are involved in the manufacture of products that harm the health of people like tobacco or liquor..
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