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Choosing a Stock Broker
A stock broker is a trained financial professional who knows how to watch the trends of the stock market, is kept up to date on financial developments by her brokerage firm, and knows how to make wise and sound investment decisions. So why is it that.
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How To Realistically Set Your Fees - Part 2Remember, in order to be fair with yourself and your customers, your prices must reflect the true cost of doing business. Do not ever apologize for your prices. You need to charge enough for you to live on and enough to stay in business to service the clients that have come to depend upon you. If some of your customers can't understand this, change your customers, not your prices. [More] | “Penny Wise and Pound Foolish”Unfortunately, the impetus for this behavior was fostered starting back in the 80's when home based businesses were just starting to come into their own. Many of the magazines and publications of the 80's (and now the Internet) fostered the idea that ANYONE can run a home based business. [More] | How To Realistically Set Your Fees - Part 4Allowing 5% for bad debts may seem high, however, keep in mind the present state of the economy and remember this figure can be adjusted as the economic conditions change. Today, it is not unusual for businesses to take longer to pay invoices then they did a couple of years ago. Most businesses expect to pay late fees for overdue invoices, however determining how much to charge and whether or not you are meeting the various legalities involved can be time consuming. It may be easier to add a percentage to your overall fees to offset bad debt. [More] |
Navigating the Consolidation Frenzy
For most ex-college students, student loans are a fact of life. Personally, I graduated with the joy of knowing that I had 3 student loans. Together they totaled close to 35,000 dollars. Monthly, I was spending close to 300 monthly on my loans and opted for a graduat.
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