Are You Profiting From O.P.P.? Are you profiting from O.P.P.? If not, why not? We know many of you have the desire and dream of running your own home-based business. But, like so many people, you're not sure where or how to start. [More] Using Sector Funds to Construct Diversified Mutual Fund Portfolios 1. Sector funds are investment vehicles that focus their investments on a particular sector or industry group. Sector funds provide investors with an opportunity to profit from trends impacting a particular sector or industry while reducing company-specific risks. 2. High-potential diversified portfolios can be constructed by dividing assets among a group of sector funds. This active investment approach requires investors to make informed decisions on sector selection. The power-packed cluster of sector funds may offer investors the potential to outperform the market averages. 3. Diversifying mutual fund portfolios across sectors is good investing practice. [More] How To Realistically Set Your Fees - Part 4 Allowing 5% for bad debts may seem high, however, keep in mind the present state of the economy and remember this figure can be adjusted as the economic conditions change. Today, it is not unusual for businesses to take longer to pay invoices then they did a couple of years ago. Most businesses expect to pay late fees for overdue invoices, however determining how much to charge and whether or not you are meeting the various legalities involved can be time consuming. It may be easier to add a percentage to your overall fees to offset bad debt. [More] MotherRock Loses the Mother Load Jim Cramer is one of the most ubiquitous experts in the field of money. His face is plastered all over the stock market website The Street and it turns out that he actually has an interesting appeal to more “average” folk. Well, i. How to Use the Power of Leverage... How to Use the Power of Leverage…