Is Accumulating a $1,000,000 Net Worth Easy? Yes and NO The simple part of accumulating wealth is many people have already succeeded in meeting their wealth accumulation goals. I have personally accomplished my net worth goals on two separate occasions and in 3 years I expect to reach my next net worth goal. I started with a net worth of a negative $10,000, mostly consisting of personal credit card debt. Meeting my net worth goal wasn't easy; but I created a compelling reason, made some personal financial choices & took specific, daily actions to make these goals. [More] No Load Mutual Funds or Exchange Traded Funds (ETFs)? With all the positives for the investor, there is one disadvantage, which may not be applicable to you unless you are a hot shot no load mutual fund picker. It is that in any given economic environment really super performing mutual funds can outperform the indexes, but an ETF can never outperform the index it's tied to. You would need to look at your own investment record to know whether this is a downside for you. [More] Property Investing Is Now Easier Than Ever! It makes me laugh when I read in the press that buy to let is dead. Well of course it is in most areas! But in some areas it is still waiting to boom. These areas I call hotspots. In 2004 alone I bought 50 properties. I bought in Hull, Stoke on Trent and Grimsby. These properties are no longer hotspots, as they are too expensive now. I've experienced 100%+ capital growth in 1 year which is well received but halts my buying sprees. [More] Unexpected Windfall: The Upside of Flexible Spending Accounts If you have read my past articles, you will notice that there are some clear advantages that I can see with using Flexible Spending Accounts for your expenses. They provide a means to escape the expenses of the taxes that would otherwise be imposed on the income used to spend the money. The cashflow of [...].