Property Investment: Spoiled for Choice in Europe's Emerging Markets! Investing in European emerging property markets brings the risk that comes with investing in any new territory. However, for those daring enough to take the risk, the returns are far higher than those achieved by investing in the more traditional markets such as France or Spain. Take Romania as an example. Moving into a markets such as Romania now would require a great deal of courage, particularly when the country is still battling organised crime and negative world opinion, but the chances are that ten years down the road, Romania's small Black Sea coastline will take off in much the same way as Bulgaria's has over the past five years. The rewards are always greater for those brave enough to go in early. [More] OPM - The Art Of Leveraging Your goal is to not use your own cash. The most successful real estate investor tends to use OPM (Other People's Money). Keep this in mind as you start to invest. Hold out for the limited money down or no money down deal rather than tying up a ton of money in one property. Leverage, terms and long loans can be great friends. Keep these principals in mind [More] How To Realistically Set Your Fees - Part 2 Everyday expenses are part of doing business, and these must be reflected in the prices you charge or you will not be in business for long. Expenses to consider are rent for office space. If you are home-based, you will still have an increase in utilities, such as gas and electric over your regular household bills. You will have telephone costs, postage, copying costs, stationery, office supplies, subscriptions and possibly, membership dues. [More] Bookstore Rewards Can Pay! It seems you can’t pay for a coffee or a magazine at either Barnes & Noble or Borders without getting an offer to join their member programs. But do they actually save you money? If you shop at Borders, do sign up for its rewards program, if only because it’s free. However, you must pay attention [...]. John McCabe's Web Guides: Financial Planning Tips: Money strategies Financial Planning Tips: Money strategies used by the rich By T. L. Simon (NC)-Some of you may recognize these wealth creation strategies. Others may anticipate a need for them soon. After all, the rich rarely get rich by accident. "If you are a high net income earner or business owner-manager w.