Federal Retirement Pay Calculator

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Avoid Common Financial Mistakes
Consumer spending is at an all time high and it only seems to be increasing. There are several common financial mistakes which many people fall prey to, that can easily be avoided..

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Foreclosure Home Deals
Did you know that you can save tens of thousands of dollars on the purchase of your home by investing in a foreclosure or preforeclosure property? When you are trying to purchase a home for the first time, and you have limited resources and limited funds, it is particularly important that you get the most "bang for your buck".
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The Real Estate Bubble Fallacy
Its human nature to feel this way. We all know the saying (or the 80's tune for you big hair folks), "Once Bitten, Twice Shy". Or what about, "All good things must come to an end."? Its how we react to almost everything that affects our well being and general safety. Its a subconscious reaction at the gut level.
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Building Wealth by Paying Yourself First
The way I save money, is by paying myself first. I have automatic deductions come out of my bank account on the 15th and 30th of every month, which I put directly into a mutual fund for safe keeping. I take a small portion of my pay check, roughly 10% and put it away. This may not seem like much, but over time it adds up. In addition, with mutual funds you will have the benefit of compound interest on your side. You should EASILY be able to achieve 8% interest on average in a good a mutual fund, often times more. That's $800 a year on $10000!
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Bookstore Rewards Can Pay!
It seems you can’t pay for a coffee or a magazine at either Barnes & Noble or Borders without getting an offer to join their member programs. But do they actually save you money? If you shop.

"Never listen to the nay Sayer... They want you to fail!"
The Power of Never Giving Up

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