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Best Investment Instruments
What signifies the best investment instruments is a subjective determination. For some, the highest rate of return establishes the best instrument; while others, security of principle. Regardless of the standard, there are several forms of investme.

"Create a Balance Sheet of Your Life... Continued!"

Create a Balance Sheet of Your Life… Continued!

Let's Talk about General Motors
It's another good day for General Motors (GM) - as the shares are up over three percent for its second straight nice day...(Read More).

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How To Realistically Set Your Fees - Part 3
How does this effect our hourly rate, let's see. Last article we left off at $56 per hour. This represented a yearly salary of $42,000 plus annual business expenses of $15,000. If we take the $15,600 in benefit costs and divide by our billable hours of 1100 per year, we get approximately $14 per hour. This brings our total hourly rate to $70 per hour.
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Buy and Hold: How to Perpetuate Your Investment Losses
have received countless e-mails and phone calls from individuals who have been led astray by brokers, financial planners and others using buy-and-hold and dollar cost averaging. Stories abound of retirees having to go back to work just because someone told them that "the market can't go any lower" or "let's dollar cost average."
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How To Realistically Set Your Fees - Part 2
Everyday expenses are part of doing business, and these must be reflected in the prices you charge or you will not be in business for long. Expenses to consider are rent for office space. If you are home-based, you will still have an increase in utilities, such as gas and electric over your regular household bills. You will have telephone costs, postage, copying costs, stationery, office supplies, subscriptions and possibly, membership dues.
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Navigating the Consolidation Frenzy
For most ex-college students, student loans are a fact of life. Personally, I graduated with the joy of knowing that I had 3 student loans. Together they totaled close to 35,000 dollars. Monthly, I was spending close to 300 monthly on my loans and opted for a graduated plan when I consolidated at 5.5% about [...].

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